FirstRate
Build a 1-0 buydown. Pitch it before closing day with a plain-English email + illustration PDF. Pitch it early. Skip the closing-day shock.
Pinpoint
Drop in an Optimal Blue screenshot, get the exact rate and price read back in seconds. Screenshot in. Pricing out.
FirstContact
The borrower kickoff package: branded PDF + Outlook .eml + VCF contact cards from one form. Dictate or paste, it fills itself. Three formats. One click.
QuotePilot
Compare loan scenarios side-by-side for the borrower stuck on which rate. Pick scenarios → get a branded PDF + savings email. Show the math. Close the loan.
Fee Sheet
Build an Itemized Fee Worksheet for the borrower, bucket by bucket, and hand it over as a branded OFM PDF. Every fee, on one page.
Rent vs Buy
Show a renter what they're leaving on the table. Side-by-side numbers, wealth gap, break-even month, and a shareable link they can open on their phone.
Fixed vs ARM
Put a 30-year fixed head-to-head with an ARM in seconds. Real worst-case payments, break-even month, and a clean comparison PDF you can hand a borrower.
Refi Rolldown
Current-vs-new refinance math with a borrower-ready PDF. Show the savings. Earn the refi.
Blended Rate
Adds every card and auto into one true blended rate, then shows the consolidation refi side by side with today's payments. One number wins the call.
REO Rundown
Turn an address into a clean property rundown you can hand a buyer. Specs, numbers, and notes on one branded sheet. Address in. Rundown out.
PitchPilot
Client-ready loan presentation: monthly total, closing costs, loan details, rent-vs-own. Borrower PDF in one click. Show the deal. Hand the borrower the deck.
BuyMax
Answer "what can I afford?" in 30 seconds. Plug in income + debts → max price + monthly payment + branded PDF. One number. Thirty seconds.
LO Training Library
Every loan officer training in one place - guides, walkthroughs, and checklists you can work through on your own time. Look it up instead of asking around.
Still working on
Not finishedBuilt, not finished. Take a look, but nothing here goes to a borrower yet. Someone is already on it.
PolePosition
Paste the Bankrate table screenshot, get the suggested fee cut to retake #1. Suggest-only; pricing stays with the Lock Desk. Pole position, on purpose.
- The suggested fee cut has not been checked against a live table yet.
- Waiting on confirmation of how that fee lever actually prices.
FirstSteps
A personal "what happens next" page for every new borrower: step timeline, doc checklist, reviews vs the competition, your contact card. Calm borrowers close.
- Review counts need a refresh before a borrower sees them.
- Borrower-facing copy and the timeline still need a final read.
SmartRate Advantage
Show a borrower the real trade-off between a lower rate and a bigger lender credit. Drag the timeline to their expected loan duration and the break-even, remaining benefit, and borrower PDF all follow.
- Borrower-facing wording still needs a final read.
- Needs an end-to-end pass on a phone, plus a sign-in check.
Optimizer
Drop in any file, PDF or Word or screenshot, and get back a fully-branded OFM PDF in seconds. The meta-tool that brands all the other things.
Training Day
Drop in videos, decks, screenshots, or audio on whatever you want the team to learn. AI processes the raw material, Sunny builds the package, and the whole library lives in one place. Train once, link forever.
FirstDraft
Ready-to-copy OFM email templates for every moment in the loan. Pick the situation, copy the draft. Pick it. Copy it. Send it.
FinePrint
OFM-branded email signature with your headshot, NMLS, phone, and links. Pulls your FirstSight headshot automatically. Copy the HTML into Gmail or Outlook. Sign every email like a pro.
OFM Yearbook
The whole team directory in one place, with photos, titles, and teams. The whole team, one page.
FirstSight Studio
Make your headshot with the AI generator (Sunny's proudest build) or book a real session with him. Final shots land in your hub + push straight to your email signature. Book it. Receive it. Create it.
Benefits Calculator
Run the eligibility math on your Blue Shield plans - what each costs and what you actually take home. Know the number before you enroll.
Team Cards
Your OFM digital contact card - photo, tap-to-save, QR. One tap. You are in their phone.
HandoffMail
Turn a LeadMailbox CSV into clean Outlook .eml handoffs. Clean handoff. Nothing dropped.
Fix a Missed Punch
Forgot to clock in or out? Send HR a quick fix request. No login needed.
sbibra@optimumfirst.com - happy to build it.