OFM
Optimum First Mortgage

LO Toolkit Hub

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made by sunny, the marketing guy
OFM
Optimum First Mortgage

LO Toolkit Hub

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Tools
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20 live · 3 in build · -
Buydown 🪜

FirstRate

Build a 1-0 buydown. Pitch it before closing day with a plain-English email + illustration PDF. Pitch it early. Skip the closing-day shock.

ofm-firstrate.netlify.app Open
1-0 Buydown Year 15.99% Years 2-306.99%
Custom pricing 🎯

Pinpoint

Drop in an Optimal Blue screenshot, get the exact rate and price read back in seconds. Screenshot in. Pricing out.

ofm-pinpoint.netlify.app Open
6.875 6.625 6.375
Loan kickoff 📇

FirstContact

The borrower kickoff package: branded PDF + Outlook .eml + VCF contact cards from one form. Dictate or paste, it fills itself. Three formats. One click.

ofm-firstcontact.netlify.app Open
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Pricing & rate options 🧭

QuotePilot

Compare loan scenarios side-by-side for the borrower stuck on which rate. Pick scenarios → get a branded PDF + savings email. Show the math. Close the loan.

quotepilot-326.netlify.app Open
Scenarios
A6.99
B6.50
C5.99
Rent vs Buy 🏠

Rent vs Buy

Show a renter what they're leaving on the table. Side-by-side numbers, wealth gap, break-even month, and a shareable link they can open on their phone.

ofm-rentvsbuy.netlify.app Open
Rent
Buy
Fixed vs ARM ⚖️

Fixed vs ARM

Put a 30-year fixed head-to-head with an ARM in seconds. Real worst-case payments, break-even month, and a clean comparison PDF you can hand a borrower.

ofm-firstarm.netlify.app Open
Fixed vs ARM
Fixed
ARM
Refi Legacy ♻️

Refi Rolldown

Current-vs-new refinance math with a borrower-ready PDF. Show the savings. Earn the refi.

ofm-mortgage-refi-payoff-calculator.netlify.app Open
Refi savings 7.50% ↓ 5.99%
Property rundown 🏘️

REO Rundown

Turn an address into a clean property rundown you can hand a buyer. Specs, numbers, and notes on one branded sheet. Address in. Rundown out.

reo-rundown.netlify.app Open
Presentation 🎯

PitchPilot

Client-ready loan presentation: monthly total, closing costs, loan details, rent-vs-own. Borrower PDF in one click. Show the deal. Hand the borrower the deck.

ofm-pitchpilot.pages.dev Open
Pre-approval 🏠

BuyMax

Answer "what can I afford?" in 30 seconds. Plug in income + debts → max price + monthly payment + branded PDF. One number. Thirty seconds.

buymax-calculator.netlify.app Open
Max price $612K
Underwriting 🚦

GreenLight

Two-sided UW workflow. LOs run Pre-Check + message UW; UW works Pipeline, Conditions, Risk Scorecard. Real-time across both screens. Two sides. One screen. Same loan.

ofm-greenlight.pages.dev Open
APPROVED
Brand any document ✨

Optimizer

Drop in any file, PDF or Word or screenshot, and get back a fully-branded OFM PDF in seconds. The meta-tool that brands all the other things.

ofm-optimizer.netlify.app Open
Training 🎓

Training Day

Drop in videos, decks, screenshots, or audio on whatever you want the team to learn. AI processes the raw material, Sunny builds the package, and the whole library lives in one place. Train once, link forever.

ofm-training-day.netlify.app/new Open
Training package
Email templates 📝

FirstDraft

Ready-to-copy OFM email templates for every moment in the loan. Pick the situation, copy the draft. Pick it. Copy it. Send it.

ofm-firstdraft.netlify.app Open
Email signatures ✒️

FinePrint

OFM-branded email signature with your headshot, NMLS, phone, and links. Pulls your FirstSight headshot automatically. Copy the HTML into Gmail or Outlook. Sign every email like a pro.

ofm-fineprint.pages.dev Open
Signature
Meet the team 📖

OFM Yearbook

The whole team directory in one place, with photos, titles, and teams. The whole team, one page.

ofm-yearbook.netlify.app Open
Headshots 📸

FirstSight Studio

Make your headshot with the AI generator (Sunny's proudest build) or book a real session with him. Final shots land in your hub + push straight to your email signature. Book it. Receive it. Create it.

optimum-first-sight.netlify.app Open
Before After
Health benefits 🏥

Benefits Calculator

Run the eligibility math on your Blue Shield plans - what each costs and what you actually take home. Know the number before you enroll.

ofm-firstcare.netlify.app/calculator Open
$248/mo
Digital business card 🪪

Team Cards

Your OFM digital contact card - photo, tap-to-save, QR. One tap. You are in their phone.

optimumteam-create.netlify.app Open
Transitions ✉️

HandoffMail

Turn a LeadMailbox CSV into clean Outlook .eml handoffs. Clean handoff. Nothing dropped.

handoffmail.netlify.app Open
.eml
Request / build Have an idea or need a fix? Email me at sbibra@optimumfirst.com - happy to build it.
OLO Toolkit Hub v2.2
made by sunny, the marketing guy

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Staff directory

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Tool guide

What each tool does · when to use it · what you'll need
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